The end of responsibility: Part 1 / The myth of insurances

A phenomenon that characterizes our time is a prominent avoidance of responsibility. For instance, we buy insurances for the most bizarre things, believing that we have a “right” to live our lives the way we want. I am afraid of my painting being stolen so I insure it. Doing so I believe I have the right to own that painting from now on to the end of the universe. Unscratched, unstolen, undamaged, unaffected by the quirky, unpredictable nature of things.

Essentially, I am paying for a lie. Lie of security and safety. There is no way you can erase the unpredictable nature of things. Essentially, I  am paying for a relief from responsibility. This monetary escape from responsibility reminds me of the indulgences sold by the Catholic Church in the Middle Ages. An indulgence is a payment made to the church to ensure absolution.

One may argue  here that the people are not paying to erase the unpredictability of life, they simply want to ensure their financial well-being even when the “unpredictabilities” happen.

While this is true, one cannot neglect the metaphysical aspects of insuring things to left, right and center. In my opinion, this slowly molds your world view into believing it’s possible to control the events in your life. For instance, hanba once read in a local newspaper of a recent accident. The heading stated “A family was forced to leave their boat and swim ashore.” Reading further, it became evident that the family in question had been on a small boat ride on a local lake, spending a fresh and beautiful early june day, when the boat engine had caught on fire and the family had to swim 20 meters to the shore. While the events undoubtedly were uncomfortable to the family, the tone of the story betrayed a sense of injustice felt by the family. The parents had worked so hard and earned a day off – they have earned the right to enjoy the freshness of early summer day! Further along the story it said the family was currently “in the process of going through the events with the insurance company.”

The “process” will undoubtedly involve paperwork, signatures, consulting law books, determining the weather conditions and other events concerning the boat ride. What the family ultimately may get is a financial compensation for this “injustice”.

Why not just assume responsibility of your own life: “Something went wrong with my god damn boat, it blew up, my family is fine and let’s enjoy today and this moment. Not whine over “spilled milk” and keep believing you have paid for an uninterrupted life.

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One response to “The end of responsibility: Part 1 / The myth of insurances

  1. Pingback: Health and Safety Violations nr 7 « THE HANBABLOG

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